A nationwide warranty supplier helping consumers find the right programs for their vehicle protection needs.
There are some major differences between CERTIFIED and STANDARD plans – the biggest of which is that CERTIFIED programs actually pay out claims. See the table below for more information.
| CERTIFIED Programs | STANDARD Plans | |
|---|---|---|
| Repair Claims | Repair claims are paid over the phone with a corporate credit card – no reimbursement needed. | Repair claims are paid out by the vehicle owner and they might get reimbursed for a portion of the repair bill. |
| Deductible / Co-Pay | $100 deductible per visit, not per item. | $100 / $500 / 50% of repair deductible depending on plan. |
| Participation Centers | Owner can take vehicle to any licenses mechanic or dealership in the United States. | Owner will be limited to only participating centers (mechanics who participate in the warranty). |
| Dealership Rates | Will pay out for higher dealer rates as well as use new parts and components when repairing vehicle. | Cap labor rates and only pay for 3rd party used parts and components when repairing vehicle. |
| Insurance Companies | Backed by A-Rated Insurance companies. | Not backed by A-Rated Insurance companies. |
| Financing | Owner will be able to use the warranty while financing it (making monthly payments). | Owners need to pay off remaining balance on financing before using the warranty. |
| Bottom Line? | These programs actually pay out repair claims, the owner will have a much better car repair experience. | Owners will have to haggle with administrators to get their repairs paid out, not a good experience for car owners. |
The fact is that CERTIFIED programs are much more comprehensive in service-level. It’s a big upgrade from a STANDARD plan, which any vehicle owner can qualify for. But all car owners are looking to have a hassle-free experience when dealing with breakdowns – they will get that with the CERTIFIED warranty!